estate planning, risk avoidance & insurance law
Your Life | Your Business | Our Expertise. EVERY person should have an overall strategy including an estate plan to protect your family and to make sure your wishes are honored if you become incapacitated. You should also understand whether you have adequately protected yourself from losses covered by insurance and from creditors in the event of an uninsured loss or other financial catastrophe. The process is inexpensive, quick and you will sleep much better knowing you have a plan in place.
Powers of Attorney | grant authority to another person to act on your behalf. Examples include Medical and General Powers of Attorney.
Estate Planning | Upon death, your family members are faced with extreme grief and, often, confusion regarding the tasks you commonly handle. For instance, if you handle the family finances and the “business” of the family, your spouse may be lost on where to pay the bills and may not even know the names of your accountant, financial advisor, insurance agent and other trusted professionals. We make sure all these issues are handled so your family can make the difficult transition in your absence.
Our common estate planning documents include:
- Living Wills
- Wills and Trusts
- Guardianships and Conservatorships
- Powers of Attorney for various purposes
Insurance Issues & Asset Protection | Are you covered? What’s not covered! In the process of assessing an overall strategy for our clients, we review the following:
- The assets protected from creditors; referred to as “exempt” assets by law.
- Vehicle Insurance Coverage
- Umbrella and general liability coverage
- House Coverage
- Overall Risk Assessment
